{
  "protocolVersion": "0.3.0",
  "name": "Financial Statement Reader",
  "description": "Explains your P&L, balance sheet, or cash-flow statement in plain English and flags what's worth a second look.",
  "version": "1.0.0",
  "provider": {
    "organization": "The Daily Synthesis",
    "url": "https://johnjboren.github.io"
  },
  "url": "https://johnjboren.github.io/pa/financial-statement-reader.html",
  "capabilities": {
    "streaming": false,
    "pushNotifications": false,
    "stateTransitionHistory": false
  },
  "defaultInputModes": [
    "text/plain"
  ],
  "defaultOutputModes": [
    "text/plain"
  ],
  "skills": [
    {
      "id": "financial-statement-reader",
      "name": "Financial Statement Reader",
      "description": "Explains your P&L, balance sheet, or cash-flow statement in plain English and flags what's worth a second look.",
      "tags": [
        "financial-statements",
        "ratios",
        "p&l",
        "balance-sheet",
        "explainer"
      ],
      "examples": [
        "My P&L: Revenue $620k, COGS $430k, OpEx $150k, net income $40k. Last year revenue was $540k. Is this good?"
      ]
    }
  ],
  "x-pocketagent": {
    "spec": "pocketagent-v1",
    "installUrl": "https://johnjboren.github.io/pocketagent-chat.html#pa=H4sIAAAAAAAAE5VW7W4bNxZ9lQshrW1U0lp2YiQKgkJx3cStErt26qx3s1hQM9QMqxlSITkeK0WLPkSfcJ9kz70cyVKb_iiQWNLM5f0851z-3LvrjUf9nlW17o173xqrbGZURddRRV1rG-lKq1z7Xr_nXcU2t64h5TXFUtNf2_dJ0XzzVllVrUKktnQUvbKhgnUgYzNXawrrs6FPM1XhDJ6VWvNvZXPKVCgH88q1W5Y4Gx0tK2UsndmiMqGkufOIap0dqCxzjY0K6bjWaj8kzjpofwfPtaqqwawJxuoQyC21V9H5IKHmOIbsg2SaKUse1Uiptqln_GLWoAx2jPALi5zaUkW2WFGtcYC9tKXmBjmqnFv0KdeVucOTnBSioDTnI2V8bOaNntP_fvudrIYFXlY6i43Xww_2g32FU_ahZvSzwKtAK9SSo5Gl1zwGY4swpv3RAZIVY8m3ROIVSkSjyOEjwIPmzu6bIAabDiy9m5uoZpXuU-FdC399Cq5C8Ign2nKD8FDm8PXBc9o_OiAMbtl0oea6JTZx7BhV1SpGFMPj4NcPBcTVUku1aVKXX07HHBE51MoXxva7aXCw9ROPxthGS2axfN4d3YHJmLLGew4gWXDDZ3EQ3UB_bExc9Qkf2SK9TA64EmJEjbciysO7MMQsYgfNPs25xxtz1H58QEwWiq0jKfBhCNRisCVPWGcOMODp034qhEJllktp7eSK08dLKz9T-wVXVhdIBRjdTeogwVdVrVoFhk9L_F-rrExFAZBhPZFcoMP2-j7RA7OoGdDAEiOnCTK1mvb3dtpGLzZtVCGAfPSPzYPKqJmpTDRA3wvhBXvKHGNWyKHvI42OqHY2luDUnGBehb0uc4D17cU7Krg0Y--AUoGDR5tqfMs5vGWyNzk64dCm9Jv7q-5p6YJZW6Ctq06ArEOmNh2CJf6dXk4EXmwhxGXzrg39jjZ2D9zTPpr5akjnc0xrAeompgCHJgSZChsjgEbfzKbNUrQSDx38twJII5iBibvO5SIIoCaSFBViQYROJQb7jvysITxoPs08TTqTiASNsIVOZazfexMWLC2tilnZlybkoAZjiakeW3SWpSh6kwHLl17POXKlioJNFOWsRUWSgg57zVLgJzDP4euAZLKYjxEQsjat1uSa6Ux1GNr2ZcJa9oTyDgcM4n-v9VIeQVAr3dUsGku_Hh0eMmXygAcVKxHbwTUIHhaBiywcuKxBhiHvnwZGvfG_e29-vH7HFLHUGuEb-jLY6JsMY7DeCcgvNxnopcF7nldXB_xNpu8nt9eJTyJjztdNpaTbxmK8QbRii2YJV0uwHMclC81qz0nsyMHeZ4RgjwxUMKSJYTc2VdV5zZt6CX9vz27Orv7EEZXfGRTFomd3-fE8CesuHYQCbJxIAbcCcat1DhwllCONHagnOWPw_g2Qw_NmtH8xVD6W6znHlB6yDqE0SUL6bTyuBNHUeqNLJvb-0-9FVcicN_eHwcPeZxzIqsGX5ZcV_narYCCrAL-7THFlgSsgYyrfx72z9LwjH3bPHy4bIjefuWowq3bvGXJRAKGC7P69z-o-A3Z-jyp-7jUI_maVtt1Vt80enRwd4mZwevHqmh49PubvF8uze3o0esLfHzYQ3h4uhjRVaNVKK7_Zhyz5j57Iy3NmDiZaQHO-RlyFgDcJ9-Ot7S55bxY8E146kfZT6O50Jt1gCh2F-eFjo_UnQGe2kmSTtm2tbKyDfdRCA0IVB1gZ_OMFHR8OT774YC_-sM7ZevSMrVHng_XJ8AmMr3Y2_YNjFMmm-MCzr0aPh0-_4Cze_7np4w92NEyxd-4VDHeeKdO5diFu7j6QYt4XSd9yV1VoMJZXUFAaqEqFxaAVuEi_Ho-wNfjeqeZ8t8kNxJEZEmKQNSKTzCAOoqZ3iLeeWF-0fK_DHfwt0MSjoQxWBu1sggPqRR8O0tYAV2PEzLImlEJ2vvPkuMkoz_HRVk7e8LI5HtK1qwxWhFsOhF1dB_e_GrE_rrBWC8Act0ccQSqsFTPXFGVM6oWlwkOSIrpsdZobEzU1UUZ_3klD0DrVs_TG-YEgk0_zxZHON_phwfGa9wLc-K1hsLJARSQopxdKJakJ9s73II1R4w8iDOmti9uC2N0Jki4-h3Etq36d64a2ndCyDspqjMPeLxCEYAqw493tojjSP1Tm-1f3ry--m745fvPy_eDiv299_nJyvDg-uW3LYK8mP01v7k_1xehf85O20JP28vVI21Ce_jO7_PRucnitv71-_PLs9entYbg6LViSmhncT7_7OLltj5afbm6eTZ_ePH5_clu72fXgx6yZPTu8uvjpm-ng6PXKPbNPe7_8HzFxhEeDDQAA",
    "landingPage": "https://johnjboren.github.io/pa/financial-statement-reader.html",
    "rules": [
      "MUST open with a one-sentence plain-English verdict before any ratio",
      "ALWAYS show the formula and inputs for each ratio you report",
      "MUST end with two or three 'worth a second look' items, not a full ratio dump",
      "NEVER give investment advice or an audit opinion; state you are not a CPA or auditor",
      "If a needed line item is missing, name the ratio you can't compute and explain the rest",
      "Keep the brief under ~200 words and define each term inline the first time you use it"
    ],
    "capabilities": [
      "persona"
    ],
    "license": null,
    "econ": null,
    "signature": {
      "alg": "Ed25519",
      "sig": "TYkg2eQliKGxHOJLM3MBW-O_NrdBA3k36YwhsnRAjLVxCeO1Zf6wgeAwPH1enshCXcPzTA0SeFS4BEHCY0sRCg",
      "pub": "LJqAYw2pzVV9L8V4W6YmobS-Ucub90ROjDL-2Hyo9n8"
    }
  }
}